We accept placements of funds for 3-month, 6-month and 1-year fixed tenors.  Offering attractive and sustainable interest rates on these funds, clients are guaranteed of payment of generous returns on their investment – with their principal amounts also protected.  Based on client preference, interest on funds can be paid monthly, quarterly, bi-annually or annually.  Our product bears the following features:

  • The minimum amount to invest by small businesses is GHS3,000.00 (three thousand Ghana cedis) and GHS1,000.00 (one thousand Ghana cedis) for individuals.
  • Our investment officers will help you pick the most-suited tenor for your investment – based on your investment objectives – at a negotiated rate.
  • Depositors are always guaranteed interest rates above the corresponding Treasury bill rate of their preferred tenor of investment.
  • The distinctiveness of our investment products is that clients can, on the back of their cash placements, borrow up to 200% of the sum of their principal plus interest (at maturity).
  • You receive a Certificate of Deposit for each investment